Columbia SC Mortgages
Obtaining Financing and getting pre-approved is the most important part of buying Columbia SC real estate. Whether buying a single family home, condo or an investment property, it is crucial to get pre-approved. Obtaining financing is the first step in buying real estate. The two main factors lenders use to determine whether to loan you money are your ability and your willingness to repay the loan. The ability is measured by your income and assets while your willingness is measured by your credit history.
Get Pre-Qualified for a Columbia SC Mortgage:
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Informs the buyer of whether or not they qualify for a home loan
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Educates the buyer about potential problems with credit or income
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Identifies the target price range of homes to view
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Informs the buyer of their approx. house payment
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Educates a first time home buyer
- Many sellers require a pre-approval letter when considering an offer to purchase
- Call for more information
Mortgages: Types of Home Loans
Conventional Loan - Down payment requirements as lows as 5%. Mortgage insurance until 80% loan to value.
VA Loan - 100% financing for United States Veterans. No mortgage insurance.
USDA Loan - 100% financing for rural areas. Check income guidelines and property eligibility.
Condo loans - Columbia SC Condo financing can be tricky. Be sure to inquire as to available loan types when talking with your Realtor.
FHA Loan - 3.5% down payment required. Insured by the federal government. Mortgage insurance runs the term of the loan.
Getting approved for a loan is as simple as making a phone call (803) 238 - 8612. You will know the same day if you can buy a home and how much money you are approved to spend.
Columbia SC Foreclosures
The current business -- BB Barns has a 10 year lease agreement Triple Net (NNN) paying $8,000 per month. At the listing price that is an 8% cap rate. The property is loca...
Listing courtesy of Exp Realty Llc.
Lot 6- Lot Rent Only- $250, Lot 7 -212- $550, Lot 8 -311- $650, Lot 11 - Lot Rent Only- $250, Lot 12- 212- $500, Lot 13 - 312- $650, Lot 14 - 211- $475, Lot 15- $650 Call...
- 10 Baths
Listing courtesy of Re/Max Advantage Group.
Energy Efficient, move-in ready home. 4BR, 3.5BA, 2,983 Sq. ft. located in West Columbia awaits you. Built in 2019, this home is located in the Cumberland Place subdivisi...
- 4 Beds
- 4 Baths
Listing courtesy of Sincere Home Solutions Llc.
Newly updated 3 BR, 2 bath brick ranch home with in-group pool in Old Friarsgate in Irmo. This move-in ready home features a formal LR with LVP flooring and a fireplace. ...
- 3 Beds
- 2 Baths
Listing courtesy of Coldwell Banker Realty.
A mid-century gem! This unique home has been fully renovated. The great room is just to the left of entry and boast high ceiling, many windows with wonderful natural ligh...
- 4 Beds
- 2 Baths
Listing courtesy of Century 21 Vanguard.
Brick ranch with fenced in back yard, patio area for entertaining. Eat in kitchen with lvp flooring, Formal dining room with lvp, living room / lvp, family room with lvp...
- 4 Beds
- 3 Baths
Listing courtesy of Century 21 Vanguard.
Gated upscale condo in downtown with 2 assigned gated parking spaces, onsite security, pool, gym, dog walk and more! Limited availability Third Floor Unit. Convenient to...
- 2 Beds
- 2 Baths
Listing courtesy of Era Wilder Realty.
Being Offered by hudhomestore.gov Bidding Open to all buyers at this time. Great Floor Plan for Growing Family with extra Bath and Finished room in Walkout Basement. 0....
- 3 Beds
- 4 Baths
Listing courtesy of Coldwell Banker Realty.
All brick home located on a corner lot just minutes from interstates, Fort Jackson and downtown. New paint, HVAC, granite counters, etc. Nice sized living room and den pe...
- 3 Beds
- 2 Baths
Listing courtesy of Keller Williams Palmetto.
Welcome Home! This wonderful little gem is full of updates with new: Stainless steel appliances, granite countertops, paint, LVP flooring, toilets, exterior paint, privac...
- 3 Beds
- 2 Baths
Listing courtesy of Century 21 Vanguard.
Quaint brick home nestled up against mature trees. Enjoy a cup of tea, listening to the birds sing, while sitting on your side patio. This home offers a bonus room: Perfe...
- 3 Beds
- 2 Baths
Listing courtesy of Century 21 Vanguard.
What a unique property...definitely a MUST see. Lots of space and lots of ways to make it yours! Built in early 1900's with lots of privacy on this approximately 1.5 acre...
- 7 Beds
- 3 Baths
Listing courtesy of Re/Max Advantage Group.
Great investment property! Home needs your tlc. Schedule a showing with your agent today!
- 3 Beds
- 2 Baths
Listing courtesy of Century 21 Vanguard.
Two story home with a shaded backyard located in the heart of the Northeast. Spacious living room with wood burning fp and tons of natural light. Kitchen with granite cou...
- 4 Beds
- 3 Baths
Listing courtesy of Keller Williams Palmetto.
Single Family Brick home, two bedrooms, 1 bath, on half acre in need of TLC. Call your agent for a showing!
- 2 Beds
- 1 Baths
Listing courtesy of Century 21 Vanguard.
