Columbia SC Mortgages
Obtaining Financing and getting pre-approved is the most important part of buying Columbia SC real estate. Whether buying a single family home, condo or an investment property, it is crucial to get pre-approved. Obtaining financing is the first step in buying real estate. The two main factors lenders use to determine whether to loan you money are your ability and your willingness to repay the loan. The ability is measured by your income and assets while your willingness is measured by your credit history.
Get Pre-Qualified for a Columbia SC Mortgage:
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Informs the buyer of whether or not they qualify for a home loan
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Educates the buyer about potential problems with credit or income
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Identifies the target price range of homes to view
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Informs the buyer of their approx. house payment
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Educates a first time home buyer
- Many sellers require a pre-approval letter when considering an offer to purchase
- Call for more information
Mortgages: Types of Home Loans
Conventional Loan - Down payment requirements as lows as 5%. Mortgage insurance until 80% loan to value.
VA Loan - 100% financing for United States Veterans. No mortgage insurance.
USDA Loan - 100% financing for rural areas. Check income guidelines and property eligibility.
Condo loans - Columbia SC Condo financing can be tricky. Be sure to inquire as to available loan types when talking with your Realtor.
FHA Loan - 3.5% down payment required. Insured by the federal government. Mortgage insurance runs the term of the loan.
Getting approved for a loan is as simple as making a phone call (803) 238 - 8612. You will know the same day if you can buy a home and how much money you are approved to spend.
Columbia SC Foreclosures
Property was previously listed for $1,500,000 and has since been foreclosed and is now priced to sale quickly. Located in "The Vista" Columbia's upscale, downtown enterta...
Listing courtesy of Re/Max Purpose Driven Llc.
78.19 +/- acres in Leesville. Pond on back of property! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
Calling all DEVELOPERS!! 101.4 acres of land perfect for development already zoned RU! This property represents 3 separate parcels being sold together, and consists of 2 ...
Listing courtesy of Keller Williams Columbia.
46.8 acres with a pond located in Leesville! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
Traditional Ranch, Open floor plan with unique charm located on pond, 165 feet of water frontage, complete backyard, with nice pergola has pond access, Large deck and scr...
- 3 Beds
- 4 Baths
Listing courtesy of Sc Real Estate Exchange.
Newly updated 3 BR 2.5 Bath home in Riverwalk. This home has been updated with new roof, new kitchen cabinetry, new kitchen countertops, new appliances, new lighting and ...
- 3 Beds
- 3 Baths
Listing courtesy of Coldwell Banker Residential Brokerage.
Newly updated 3 BR, 2 bath home in Mountainbrook subdivision. This home has a new roof, new HVAC system, new appliances, new lighting fixtures, new carpet and is freshly ...
- 3 Beds
- 2 Baths
Listing courtesy of Coldwell Banker Residential Brokerage.
3 bedroom, 3 bath home with formal dining room. Living room with fireplace. Fenced backyard. In-ground pool.
- 3 Beds
- 3 Baths
Listing courtesy of Re/Max Advantage Group.
DIAMOND IN THE ROUGH! Very good location...several blocks from downtown Columbia. Zoned C-1. Property has lots of potential. Sold strictly As Is.
- 2 Baths
Listing courtesy of Re/Max Home Team Realty Llc.
What a lovely little gem, close to the city. This home has all the charm of the swing'n 20's but with cotemporary flare! Hardwoods are gleaming as you open the door, step...
- 3 Beds
- 2 Baths
Listing courtesy of Century 21 Vanguard.
Larger Cul de Sac home with much potential yet super close to all that Northeast Columbia has to offer! Bring your ideas to make this one HOME SWEET HOME!!!
- 4 Beds
- 3 Baths
Listing courtesy of Vylla Home, Inc..
18.25 acres located in Leesville! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
Make this your new home. Zoned for Keenan High. All brick 3 bedroom with enclosed 1 car garage for additional room. Hardwood floors through out 1/2 bath could be gutted a...
- 3 Beds
- 2 Baths
Listing courtesy of Centre Realty, Llc.
This home needs some TLC but it has some nice features like the hardwood floors, tiled baths, masonry fireplace, eat-in kitchen, and large level lot iwth fenced in backya...
- 3 Beds
- 2 Baths
Listing courtesy of Coldwell Banker Residential Brokerage.
Back on the Market!!! Financing fell through!!!Massive size home with lots of potential with extensive square footage!!! Rooms Galore!!! A Kitchen that a chef would fall ...
- 7 Beds
- 5 Baths
Listing courtesy of Vylla Home, Inc..
17 acres located in Leesville! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
Beautifully and freshly renovated 3 bedroom and 1 bathroom home located in the growing Northeast side of Columbia. Features hardwood floors throughout the majority of the...
- 3 Beds
- 1 Baths
Listing courtesy of The Brokerage House.
Well established community with mature trees and such. This home easily speaks " Home Sweet Home" . Don't miss out on this great property. Has lots of natural beauty thro...
- 3 Beds
- 3 Baths
Listing courtesy of Vylla Home, Inc..
Two bedroom, one bath bank foreclosure being sold AS IS. Partially fenced in back yard with small shed, large detached garage. Will need to be updated.
- 2 Beds
- 1 Baths
Listing courtesy of Signature Homes And Land.
The perfect location for your business! Located near the historic College View and Seminary Ridge neighborhoods of Columbia, this lot offers more than half an acre of lan...
Listing courtesy of Keller Williams Columbia.
