Columbia SC Mortgages
Obtaining Financing and getting pre-approved is the most important part of buying Columbia SC real estate. Whether buying a single family home, condo or an investment property, it is crucial to get pre-approved. Obtaining financing is the first step in buying real estate. The two main factors lenders use to determine whether to loan you money are your ability and your willingness to repay the loan. The ability is measured by your income and assets while your willingness is measured by your credit history.
Get Pre-Qualified for a Columbia SC Mortgage:
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Informs the buyer of whether or not they qualify for a home loan
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Educates the buyer about potential problems with credit or income
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Identifies the target price range of homes to view
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Informs the buyer of their approx. house payment
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Educates a first time home buyer
- Many sellers require a pre-approval letter when considering an offer to purchase
- Call for more information
Mortgages: Types of Home Loans
Conventional Loan - Down payment requirements as lows as 5%. Mortgage insurance until 80% loan to value.
VA Loan - 100% financing for United States Veterans. No mortgage insurance.
USDA Loan - 100% financing for rural areas. Check income guidelines and property eligibility.
Condo loans - Columbia SC Condo financing can be tricky. Be sure to inquire as to available loan types when talking with your Realtor.
FHA Loan - 3.5% down payment required. Insured by the federal government. Mortgage insurance runs the term of the loan.
Getting approved for a loan is as simple as making a phone call (803) 238 - 8612. You will know the same day if you can buy a home and how much money you are approved to spend.
Columbia SC Foreclosures
Property was previously listed for $1,500,000 and has since been foreclosed and is now priced to sale quickly. Located in "The Vista" Columbia's upscale, downtown enterta...
Listing courtesy of Re/Max Purpose Driven Llc.
Stunning five bedroom, four and half bathroom home fully remodeled. Inground gunite pool with new tiles and hard cover. New appliances, new granite counter tops in kitc...
- 5 Beds
- 5 Baths
Listing courtesy of Century 21 Vanguard.
Calling all DEVELOPERS!! 101.4 acres of land perfect for development already zoned RU! This property represents 3 separate parcels being sold together, and consists of 2 ...
Listing courtesy of Keller Williams Columbia.
46.8 acres with a pond located in Leesville! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
DIAMOND IN THE ROUGH! Very good location...several blocks from downtown Columbia. Zoned C-1. Property has lots of potential. Sold strictly As Is.
- 2 Baths
Listing courtesy of Re/Max Home Team Realty Llc.
18.25 acres located in Leesville! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
Investors delight! Great diamond in the rough waiting for you to make it shine. Brick ranch on corner lot, deck, fenced in rear.
- 3 Beds
- 2 Baths
Listing courtesy of Century 21 Vanguard.
COME HOME TO 2.77 acres in the country! This 2013 Home provides Peaceful living on a dead-end road just 3 miles from Batesburg-Leesville Schools, Wal-Mart, Shopping, Rest...
- 3 Beds
- 2 Baths
Listing courtesy of Shealy Realty.
Check out this investor special! One story brick ranch with easy access to interstate and shopping. Three bedrooms with hardwood flooring, two bathrooms, living room wit...
- 3 Beds
- 3 Baths
Listing courtesy of Century 21 Vanguard.
3 bedroom, 1 bath brick home. Hardwood floors, Fenced back yard. Rear patio. Sunroom.
- 3 Beds
- 1 Baths
Listing courtesy of Re/Max Advantage Group.
Investors Delight, 4 broom all brick home on large lock, 1.5 bath, Huge living, Large eat-in kitchen, Front Porch, Unbelievable cub appeal, New A/C unit, New water heater...
- 4 Beds
- 2 Baths
Listing courtesy of Carson & Associates.
Spacious 3 BR, 2.5 bath condo in Brickyard Village condominiums just 10 minutes from downtown Columbia. This condo features a wood burning fireplace, a patio and a porch....
- 3 Beds
- 3 Baths
Listing courtesy of Coldwell Banker Realty.
The perfect location for your business! Located near the historic College View and Seminary Ridge neighborhoods of Columbia, this lot offers more than half an acre of lan...
Listing courtesy of Keller Williams Columbia.
Large lot in a quiet settled country setting close to town. Lot has power pole, septic and well (no pump) in place. No warranty is made as to the status of the well. Mobi...
- 3 Beds
- 2 Baths
Listing courtesy of Coldwell Banker Realty.
