Columbia SC Mortgages
Obtaining Financing and getting pre-approved is the most important part of buying Columbia SC real estate. Whether buying a single family home, condo or an investment property, it is crucial to get pre-approved. Obtaining financing is the first step in buying real estate. The two main factors lenders use to determine whether to loan you money are your ability and your willingness to repay the loan. The ability is measured by your income and assets while your willingness is measured by your credit history.
Get Pre-Qualified for a Columbia SC Mortgage:
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Informs the buyer of whether or not they qualify for a home loan
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Educates the buyer about potential problems with credit or income
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Identifies the target price range of homes to view
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Informs the buyer of their approx. house payment
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Educates a first time home buyer
- Many sellers require a pre-approval letter when considering an offer to purchase
- Call for more information
Mortgages: Types of Home Loans
Conventional Loan - Down payment requirements as lows as 5%. Mortgage insurance until 80% loan to value.
VA Loan - 100% financing for United States Veterans. No mortgage insurance.
USDA Loan - 100% financing for rural areas. Check income guidelines and property eligibility.
Condo loans - Columbia SC Condo financing can be tricky. Be sure to inquire as to available loan types when talking with your Realtor.
FHA Loan - 3.5% down payment required. Insured by the federal government. Mortgage insurance runs the term of the loan.
Getting approved for a loan is as simple as making a phone call (803) 238 - 8612. You will know the same day if you can buy a home and how much money you are approved to spend.
Columbia SC Foreclosures
25.78 GC ZONED SITE PARTIALLY DEVELOPED. WATER & SEWER PULLED TO SITE. 1.4ACRE RETENTION POND. SITE IS TEED U FOR HOTEL, MULTI-FAM , GROCERY, OFFICE PARK LAND EVEN PRICE...
Listing courtesy of Home Shop Realty Company.
Stunning home waiting for a new owner! Walk thru the front door and be greeted by beautiful hardwood floors, a high ceiling, and molding. Just to the left of entry is t...
- 5 Beds
- 4.0 Baths
Listing courtesy of Century 21 Vanguard.
Incredible open water views from this 3 bedroom, 3 bath home! Located on 0.86 acres with dock in place. Great room and master with gorgeous lake views, large deck for ent...
- 3 Beds
- 3.0 Baths
Listing courtesy of Southern Visions Realty Inc.
Three story home in Brookshire at Lake Carolina community. Formal living room with bay windows, hardwood flooring and high ceilings. Living room with fireplace, enterta...
- 5 Beds
- 4.0 Baths
Listing courtesy of Century 21 Vanguard.
IDEAL LOCATION FOR MANY DIFFERENT TYPES OF BUSINESSES WITH A SOLID OFFICE SPACE ALREADY ON THE PROPERTY. HIGH TRAFFIC COUNT AND GREAT VISIBILITY WITH LOTS OF GROWTH ARO...
Listing courtesy of Medley Realty Llc.
5 bedroom, 3 1/2 bath brick home. Living room with fireplace. Great room with hardwood floors. Formal dining room. Kitchen with island. Attached 4 car garage. All this on...
- 5 Beds
- 4.0 Baths
Listing courtesy of Re/Max Connected.
Located in the heart of the Woodlake Subdivision. The Seller has recently had the interior of the property painted and repaired. This is a foreclosed property and is sell...
- 3 Beds
- 4.0 Baths
Listing courtesy of Coldwell Banker Residential Brokerage.
This beautiful Shandon home has been freshly painted exterior and new roof. Large LR DR and kitchen. 11' ceiling Bedroom and bath on main level that could be used as the ...
- 4 Beds
- 2.0 Baths
Listing courtesy of Cmm Realty, Inc..
Lovely and spacious two story brick home! Call this place yours! An inviting living room awaits with a fireplace, perfect for upcoming chili months. In the kitchen you ...
- 4 Beds
- 3.0 Baths
Listing courtesy of Century 21 Vanguard.
REDUCED 25,000 - Now only $250,000- Perfect location for relocating a new office/retail space - Conveniently located on Two Notch Road a the Spring Valley Entrance - 2 mi...
Listing courtesy of Keller Williams Columbia Ne.
Traditional home features 5 Bedrooms, 2.5 Baths, Formal Living & Dining, Eat-In- Kitchen, 2 car garage, VA property being sold AS IS,This property may qualify for Seller ...
- 5 Beds
- 3.0 Baths
Listing courtesy of Centre Realty, Llc.
Hidden Irmo treasure! This 4 bedroom basement home is a rare find. Master on main with his & her closets, sitting area, & double vanities. Spacious kitchen & open to Grea...
- 4 Beds
- 3.0 Baths
Listing courtesy of Era Wilder Realty.
Beautiful Brick 2 Story home located in Wildewood. Master bedroom downstairs with huge walk in closet, master bath with separate Tub/shower, double vanity sink. Formal ...
- 3 Beds
- 3.0 Baths
Listing courtesy of Century 21 Vanguard.
FREDDIE MAC property !!! This property is eligible under the First Look Initiative through 9/30/18 The property is sold in AS IS condition, hardwood floors refinished, ne...
- 2 Beds
- 3.0 Baths
Listing courtesy of House Hunter Realty The Palmetto Group.
Buy Home & pre-occupy with pre-qual letter home has a 2015 ROOF Fishers Wood .5 Acre w fence and large deck. MATURE BEAUTIFUL UPSCALE NEIGHBORHOOD! New hardwoods thru out...
- 4 Beds
- 3.0 Baths
Listing courtesy of Ft Jackson Rlty Llc Lexington.
What an awesome home here! All brick with fenced in rear yard, Porch across the back, spacious split bedroom floorplan! Closets galore here!!! Do not miss this opportunit...
- 3 Beds
- 2.0 Baths
Listing courtesy of Carrington Real Estate Services.
True 1950's charm here! Hardwoods throughout this lovely home, along with Fireplaces in Formal living room and great room that could be used as a great entertainment spac...
- 5 Beds
- 3.0 Baths
Listing courtesy of Carrington Real Estate Services.
Nice view of the golf course in popular Woodlands Links on the 15th green. Home features 3 bedrooms all on second floor. 2.5 baths. Family room, formal living room wit...
- 3 Beds
- 3.0 Baths
Listing courtesy of Century 21 Vanguard.
New Roof! SOLD STRICTLY AS-IS CONDITION. Addendums apply; seller's attorney to hold earnest money.
- 4 Beds
- 3.0 Baths
Listing courtesy of Era Wilder Realty.
Take a look at this 4 bedroom 2.5 bathroom home with large backyard, nice deck and covered patio. Located minutes away from Lake Murray and close to Retail and Restaurant...
- 4 Beds
- 3.0 Baths
Listing courtesy of Exit Real Estate Solutions.
3 bedroom home located less than five miles away from major interstate. This home has new carpet that coordinates with the fresh paint that flows throughout the house. Th...
- 3 Beds
- 3.0 Baths
Listing courtesy of United Real Estate Columbia.
Newly renovated 3 BR, 2 Bath home on large 0.88 country lot in Lexington. This home features a new HVAC system, new water heater, new dishwasher, new LVP flooring, new co...
- 3 Beds
- 2.0 Baths
Listing courtesy of Coldwell Banker Residential Brokerage.
Gilbert Schools, This 4 bedroom 2 bath mobile home is located minutes from award winning schools. Fence in backyard with an above ground pool with built around decking. A...
- 4 Beds
- 2.0 Baths
Listing courtesy of Keller Williams Columbia.
This gorgeous one-story ranch home in the gated neighborhood of Reflections features 3 bedrooms and 2 full bathrooms. This home also features an eat-in kitchen, attached...
- 3 Beds
- 2.0 Baths
Listing courtesy of Keller Williams Columbia.
3 bedroom, 2 bath home located on 4.95 acres in Gilbert school district! Studio apartment/cottage located on property as well as 2 detached barn structures. Home is in ne...
- 3 Beds
- 2.0 Baths
Listing courtesy of Southern Visions Realty Inc.
