Columbia SC Mortgages
Obtaining Financing and getting pre-approved is the most important part of buying Columbia SC real estate. Whether buying a single family home, condo or an investment property, it is crucial to get pre-approved. Obtaining financing is the first step in buying real estate. The two main factors lenders use to determine whether to loan you money are your ability and your willingness to repay the loan. The ability is measured by your income and assets while your willingness is measured by your credit history.
Get Pre-Qualified for a Columbia SC Mortgage:
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Informs the buyer of whether or not they qualify for a home loan
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Educates the buyer about potential problems with credit or income
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Identifies the target price range of homes to view
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Informs the buyer of their approx. house payment
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Educates a first time home buyer
- Many sellers require a pre-approval letter when considering an offer to purchase
- Call for more information
Mortgages: Types of Home Loans
Conventional Loan - Down payment requirements as lows as 5%. Mortgage insurance until 80% loan to value.
VA Loan - 100% financing for United States Veterans. No mortgage insurance.
USDA Loan - 100% financing for rural areas. Check income guidelines and property eligibility.
Condo loans - Columbia SC Condo financing can be tricky. Be sure to inquire as to available loan types when talking with your Realtor.
FHA Loan - 3.5% down payment required. Insured by the federal government. Mortgage insurance runs the term of the loan.
Getting approved for a loan is as simple as making a phone call (803) 238 - 8612. You will know the same day if you can buy a home and how much money you are approved to spend.
Columbia SC Foreclosures
Property was previously listed for $1,500,000 and has since been foreclosed and is now priced to sale quickly. Located in "The Vista" Columbia's upscale, downtown enterta...
Listing courtesy of Re/Max Purpose Driven Llc.
Luxury awaits you in this custom-built hard-coat stucco Mediterranean style home with 4 BR and 4.5 baths in Forest Hills. This home features a stately entrance hall with ...
- 4 Beds
- 5 Baths
Listing courtesy of Coldwell Banker Residential Brokerage.
78.19 +/- acres in Leesville. Pond on back of property! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
Calling all DEVELOPERS!! 101.4 acres of land perfect for development already zoned RU! This property represents 3 separate parcels being sold together, and consists of 2 ...
Listing courtesy of Keller Williams Columbia.
Traditional Ranch, Open floor plan with unique charm located on pond, 165 feet of water frontage, complete backyard, with nice pergola has pond access, Large deck and scr...
- 3 Beds
- 4 Baths
Listing courtesy of Sc Real Estate Exchange.
37.9 acres with a pond located in Leesville! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
Newly updated 3 BR 2 Bath home with bonus room in Three Fountains. This home has been updated with new roof shingles, new kitchen countertops, new appliances, new lightin...
- 3 Beds
- 2 Baths
Listing courtesy of Coldwell Banker Residential Brokerage.
This gorgeous brick home in Whitehall features a large den with fireplace, formal living room, updated kitchen, and attached 2 car garage. The backyard offers a patio and...
- 3 Beds
- 2 Baths
Listing courtesy of Keller Williams Palmetto.
DIAMOND IN THE ROUGH! Very good location...several blocks from downtown Columbia. Zoned C-1. Property has lots of potential. Sold strictly As Is.
- 2 Baths
Listing courtesy of Re/Max Home Team Realty Llc.
Make this your new home. Zoned for Keenan High. All brick 3 bedroom with enclosed 1 car garage for additional room. Hardwood floors through out 1/2 bath could be gutted a...
- 3 Beds
- 2 Baths
Listing courtesy of Centre Realty, Llc.
This home needs some TLC but it has some nice features like the hardwood floors, tiled baths, masonry fireplace, eat-in kitchen, and large level lot iwth fenced in backya...
- 3 Beds
- 2 Baths
Listing courtesy of Coldwell Banker Residential Brokerage.
Massive size home with lots of potential with extensive square footage!!! Rooms Galore!!! A Kitchen that a chef would fall in love with as well as the office space and su...
- 7 Beds
- 5 Baths
Listing courtesy of Vylla Home, Inc..
17 acres located in Leesville! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
16.3 acres located in Leesville! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
Closets, Closets, Closets.....Much potential in this 3 bedroom, 2 bath home. It sits on a corner lot, with driveway entrance off main road. The kitchen will benefit fro...
- 3 Beds
- 2 Baths
Listing courtesy of S&M Realty Of South Carolina.
Two bedroom, one bath bank foreclosure being sold AS IS. Partially fenced in back yard with small shed, large detached garage. Will need to be updated.
- 2 Beds
- 1 Baths
Listing courtesy of Signature Homes And Land.
8.9 acres located in Leesville! Beautiful property for recreation, development or private homesite! Owner financing available!
Listing courtesy of Southern Visions Realty Inc.
The perfect location for your business! Located near the historic College View and Seminary Ridge neighborhoods of Columbia, this lot offers more than half an acre of lan...
Listing courtesy of Keller Williams Columbia.
GREAT CORNER LOT IN COBBLESTONE PARK. GATED COMMUNITY. AWARD WINNING SCHOOL DISTRICT. $20,000 CLUB INITIATION FEES WILL NEED TO BE PAID AT CLOSING BY BUYER.
Listing courtesy of Century 21 Vanguard.
